At his 12/6/2011 Forbes blog post, Avik Roy offers his own take on the new MLR insurance rules.
Roy argues that it won't destroy the private insurance market and lead to a government-run "single-payer" system. Rather, "they will usher in a new era of private insurance monopolies and significantly drive up the cost of health insurance, things that neither liberals nor conservatives should cheer."
Meanwhile, at the 12/7/2011 Investor's Business Daily, David Hogberg warns that the MLR rules may mean that many Americans may no longer be able to use Health Savings Accounts (HSAs) for their medical expenses.
On 12/5/2011, CNN Money discusses, "Concierge medicine: The doctor will see you now".
More patients and physicians are finding this model attractive. The patients get better care and physicians get to practice better medicine in a more satisfying manner.