I've listed the main points, but I recommend reading the whole thing because the essay elaborates on each point in greater depth:
1. Think About Your HealthUpdate: The link seems to be broken. If I find a working link, I'll repost this.
2. Think About How You Use Health Care
3. Know the Doctor
4. Know How the Doctor Is Paid
5. Study the Health Plan
6. Know How the Health Plan Is Paid
7. Save Money
8. Ask for Cash Discounts
9. Recognize That Health Care Is Not a Right
10. Be Personally Responsible for Your Health Care