In addition to describing the bad economic outcomes caused by that state's policy of mandatory insurance, he concludes:
Mandatory insurance violates insurers’ and consumers’ right to act in their own best interests by forcing insurers to sell and customers to purchase insurance on terms and prices dictated by government decree. This destroys the very conditions that give insurance any value at all.This is exactly on target and I'm glad he's highlighting that critical point.
(I'm also honored that he cites FIRM and my Objective Standard article, "Mandatory Health Insurance: Wrong for Massachusetts, Wrong for America".)